About Us…

Qualifications

Diploma for Financial Advisers and CeMAP® Diploma qualified adviser with 25 + years financial planning experience:

Making provision for retirement and options at retirement such as annuities, flexi-access draw-down pensions through a personal pension provider or through a platform and (SIPP) Self Invested Personal Pension. We are unrestricted in our choice of provider and/ or platform helping ensure you build a portfolio of cost efficient investment funds spread across actively managed and passive/ index tracker funds reflecting your attitude to investment risk and expected time line.

 

What we do

Diploma for Financial Advisers and CeMAP® Diploma qualified adviser with 25 + years financial planning experience:

Making provision for retirement and options at retirement such as annuities, flexi-access draw-down pensions through a personal pension provider or through a platform and (SIPP) Self Invested Personal Pension. We are unrestricted in our choice of provider and/ or platform helping ensure you build a portfolio of cost efficient investment funds spread across actively managed and passive/ index tracker funds reflecting your attitude to investment risk and expected time line.

Savings and investments: building a tax efficient savings and investment portfolio using property, equities, bonds, gilts and fixed interest schemes. Stock market based investments are not guaranteed and fall in value as well as rise, we therefore believe you should only invest for the long term (5+ years). Ultimately you could get back less than you invest. Any yields will vary over time so income variable and not guaranteed.

First and second charge mortgages, bridging loans and development finance: unrestricted access to the whole mortgage market.

Your home is at risk if you do not maintain payments on a mortgage or other loan secured against the property.

Equity release recommendations reflecting the latest lender criteria and affordability guidance on flexible interest only or rolled-up interest payments. Ask for a personal illustration tailored to your requirements.

Your home is at risk if you do not maintain payments on a mortgage or other loan secured on the property.

You should be mindful drawing equity from your property may effect benefit payments.

Illness, Accident and life cover: we'll offer guidance on the most appropriate solution tailored to your requirements accounting for your existing benefits, outstanding commitments, term and affordability. 

We'll help secure the most appropriate solution based on your personal circumstances and objectives providing quotes and guidance tailored to your requirements.

Heathcote Financial Planning is a trading name of The Mortgage and Protection Partnership Ltd.

The firm is directly authorised by The Financial Conduct Authority which means we are able to operate independently across lenders and insurers.

Under no circumstances should any of the information contained within the article /website be construed as "advice".

You should seek professional advice in respect of your own circumstance.

The Financial Conduct Authority do not regulate certain types of Buy to let mortgage, and commercial mortgages.

The FCA do not regulate tax advice.